从两个月前,断断续续买了同一种科技股指数。这段时间股市跌,没忍住,最后一次买是4月19号。但是这个月忽然需要用钱,需要的金额正好是把所有持有科技股指数卖掉的钱。看趋势不一定会盈利。如果要避免wash sale,是不是只能5月20号之后卖?用的是vanguard,一般卖完之后多久能钱到账?
What Is a Wash Sale?
A wash sale is a transaction in which an investor sells or trades a security at a loss and purchases "a substantially similar one" 30 days before or 30 days after the sale.1 This is a rule enacted by the Internal Revenue Service (IRS) to prevent investors from using capital losses to their advantage at tax time. The wash sale rule applies to stocks, contracts, options, and all other types of securities and trading.